Commercial Storm Preparation
- Check your insurance coverage. Make sure that your business or commercial property is protected against the most common types of storm damage in your region, including flood water. This may involve taking additional riders or endorsements on top of a standard business insurance policy.
- Check stores of emergency supplies. A commercial property should have a store of sandbags and polyethylene sheeting, hand tools, and possibly a generator and fuel supplies in the event of a storm.
- Have a data protection plan in place. Insurers can replace equipment that sustains storm damage, but it is much more difficult to restore corrupted or lost data. Businesses should have data backup plans in place well before a storm and follow protocols to prevent information loss.
- Come up with plans for evacuation and property safety. You should have a plan to limit damage as a storm is approaching. Lift and disconnect appliances, fixtures, and wiring. Shut off the flow of electricity to non-necessary appliances. You should also have a detailed evacuation plan for all occupants and visitors in the building posted in visible areas throughout the structure.